Group Medical Insurance

  • Partially Self-Funded Plans
  • GAP Plans/High Deductible Plans
  • HSAs/HRAs
  • Fully Insured Group Plans
  • Group Dental and Vision Plans

We offer medical insurance plans that can be customized to meet our clients’ needs. Large or small groups can use our services to control costs, ensure accuracy and maintain compliance with government regulations affecting their employee medical benefit plans.

Section 125 Cafeteria Plans

  • Unreimbursed Medical Expenses
  • Dependent Care Expenses
  • Group Health Premiums
  • Voluntary Benefits

Section 125 regulations are an excellent way to purchase needed services with pretax funds. A Section 125 Plan can help fund services not paid by insurance or employee benefit plans. Thus, savings are provided for the participant and employer.


  • Notifications
  • Compliance with Regulations
  • Plan Amendments
  • Federal Reporting

CPM assists with time sensitive compliance issues and provides clients with plan amendments and changes to stay current with all employee benefit plan regulations and requirements.

COBRA Administration

  • Notifications
  • Premium Determination
  • Payment/Billing Administration
  • Compliance

In some cases employers must offer COBRA continuation coverage to employees or dependents who terminate coverage under the employer sponsored benefits plan.

Group Benefit Plans

  • Life Insurance
  • Disability Benefits
  • Long-Term Care
  • Critical/Specific Illness
  • Vision/Dental Insurance

Benefits that compliment an employer’s medical benefit plan.

Individual and Voluntary Plans

  • Life Insurance
  • Long-Term Care Insurance
  • Disability Insurance
  • Accident/Cancer Insurance

These are benefits that employees may elect to purchase in addition to employer sponsored plan benefits. CPM can provide a variety of choices including policy types, coverage and prices.